Disclosures
Disclosures | Lock Merchant Services
Effective date: 7/7/2026
Independent Sales Representative Disclosure
This website is operated by Lock Merchant Services ("Lock Merchant Services," "we," "us," or "the Agent").
We are not a bank, lender, sponsor bank, government agency, or financial institution.
We may market or refer services relating to merchant services, payment processing, software solutions, CRM systems, automation tools, and related business and technology services.
Nothing on this website creates an employment, partnership, joint venture, fiduciary, exclusive, or guaranteed-approval relationship.
No Guarantee of Approval
Submitting information through this website doesn't guarantee merchant account approval, processing approval, funding, underwriting approval, service eligibility, a banking relationship, or any financial outcome.
All approvals are subject to review by the applicable processor, underwriter, sponsor bank, financial institution, or other third-party provider. Applications may be denied, delayed, restricted, suspended, or terminated at any time, for any reason that the parties determine.
Earnings and Savings Disclaimer
Any reference on this website to cost savings, revenue growth, residual income, processing improvements, approval rates, or other financial performance is illustrative only, not a guarantee.
Results vary based on industry, business type, underwriting, market conditions, and operational practices. We don't represent that any business will achieve similar results.
Informational Purposes Only
Content on this website is for informational and marketing purposes only. Nothing here is legal, financial, tax, banking, compliance, or investment advice, and nothing guarantees a business outcome. Consult a qualified professional about matters specific to your business.
Third-Party Services Disclosure
This website may reference or integrate with third-party services, including payment processors, merchant service providers, CRM systems, automation platforms, software systems, APIs, communication platforms, and hosting providers.
These providers operate independently and have their own terms, privacy policies, and underwriting standards. Lock Merchant Services doesn't control and isn't responsible for their decisions, outages, funding delays, service interruptions, or other failures.
No Bank or Financial Institution Relationship
Lock Merchant Services is not a bank, lender, sponsor bank, financial institution, or government agency. Submitting information through this website doesn't establish a banking relationship, a fiduciary relationship, a financial institution relationship, or a guarantee of approval.
Testimonials and Examples Disclaimer
Testimonials, case studies, and examples on this website are illustrative only. Results vary significantly based on industry, market conditions, business practices, and processor requirements. Testimonials aren't a guarantee of future performance.
Communication Consent Disclosure
By submitting information through this website, you may receive emails, texts, phone calls, appointment reminders, and other follow-up communications. Message and data rates may apply. You can opt out of certain communications where the law allows.
Technology and Platform Disclosure
This website may use third-party infrastructure, software, automation tools, CRM systems, and related hosted or integrated platforms.
Platform availability, integrations, and related services may change, be modified, or become unavailable without notice. We don't guarantee continuous uptime, compatibility, or feature availability.
Limitation of Reliance
Don't rely solely on information from this website when making financial, legal, banking, compliance, or business decisions. Get independent professional advice where appropriate.
Contact Information
Questions about these disclosures? Contact us at:
Email: info@lockmerchantservices.com
Phone:
Footer Disclosure
Lock Merchant Services, an Independent Sales Representative. Merchant approvals subject to underwriting and processor review. Not a bank, lender, or financial institution.